Helsana — Region 1 of canton Schaffhausen, 2026 premiums
Helsana covers the 2 municipalities of Region 1 in canton Schaffhausen. Its lowest adult premium here is CHF 333.00 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Helsana ranks 2 out of 23 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 519.77 a month.
What staying costs
Moving from Helsana to ÖKK, the cheapest insurer in this region, saves CHF 72.00 a year for an adult on the same profile.
The full Helsana table
252 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 559.00 | CHF 486.30 | CHF 491.90 |
| 500 | CHF 547.40 | CHF 474.70 | CHF 480.30 |
| 1'000 | CHF 518.20 | CHF 445.50 | CHF 451.10 |
| 1'500 | CHF 489.00 | CHF 416.30 | CHF 421.90 |
| 2'000 | CHF 459.90 | CHF 387.20 | CHF 392.80 |
| 2'500 | CHF 430.70 | CHF 358.00 | CHF 363.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 447.20 | CHF 389.00 | CHF 393.50 |
| 500 | CHF 435.60 | CHF 377.40 | CHF 381.90 |
| 1'000 | CHF 406.40 | CHF 348.20 | CHF 352.70 |
| 1'500 | CHF 377.20 | CHF 319.00 | CHF 323.50 |
| 2'000 | CHF 348.10 | CHF 289.90 | CHF 294.40 |
| 2'500 | CHF 318.90 | CHF 260.70 | CHF 265.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 128.50 | CHF 111.70 | CHF 113.00 |
| 500 | CHF 99.40 | CHF 82.60 | CHF 83.90 |
With or without accident cover
With accident cover: CHF 559.00 a month. Without: CHF 519.90. Dropping it saves CHF 469.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 471.70 in 2025 to CHF 333.00 — a rise of 3.1 %.
The 2 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Schaffhausen, not to the municipality.
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| ÖKK | CHF 480.30 | View |
| Aquilana | CHF 491.80 | View |
| Assura-Basis | CHF 492.00 | View |
| Galenos | CHF 499.90 | View |
| Visana | CHF 500.80 | View |
| CONCORDIA | CHF 502.30 | View |
| KPT | CHF 503.60 | View |
| Agrisano | CHF 504.30 | View |
| Vivao Sympany | CHF 506.00 | View |
| SWICA | CHF 511.00 | View |
| Atupri | CHF 516.10 | View |
| EGK | CHF 517.00 | View |
| Sumiswalder | CHF 521.10 | View |
| Sanitas | CHF 522.70 | View |
| SLKK | CHF 530.70 | View |
| Philos | CHF 532.70 | View |
| CSS | CHF 535.10 | View |
| sana24 | CHF 540.60 | View |
| rhenusana | CHF 542.30 | View |
| Mutuel | CHF 555.20 | View |
| Avenir | CHF 568.90 | View |
| vita surselva | CHF 594.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.