KPT in canton Schaffhausen: twelve years of premiums
In canton Schaffhausen, the lowest KPT premium went from CHF 289.70 a month in 2015 to CHF 469.00 in 2026 — a rise of +61.9 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 289.70 | CHF 283.80 | CHF 5.90 |
| 2016 | CHF 321.30 | CHF 289.60 | CHF 31.70 |
| 2017 | CHF 356.30 | CHF 324.80 | CHF 31.50 |
| 2018 | CHF 366.50 | CHF 324.20 | CHF 42.30 |
| 2019 | CHF 402.50 | CHF 354.30 | CHF 48.20 |
| 2020 | CHF 407.30 | CHF 359.30 | CHF 48.00 |
| 2021 | CHF 414.50 | CHF 339.30 | CHF 75.20 |
| 2022 | CHF 403.30 | CHF 354.40 | CHF 48.90 |
| 2023 | CHF 416.10 | CHF 384.60 | CHF 31.50 |
| 2024 | CHF 443.00 | CHF 383.40 | CHF 59.60 |
| 2025 | CHF 460.10 | CHF 410.30 | CHF 49.80 |
| 2026 | CHF 469.00 | CHF 433.80 | CHF 35.20 |
Faster or slower than the rest?
KPT rose +61.9 % over the period, against +52.9 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2016: +10.9 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Schaffhausen, canton by canton
KPT, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.