Mutuel in canton Schaffhausen: twelve years of premiums
In canton Schaffhausen, the lowest Mutuel premium went from CHF 318.80 a month in 2015 to CHF 527.50 in 2026 — a rise of +65.5 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 318.80 | CHF 283.80 | CHF 35.00 |
| 2016 | CHF 331.50 | CHF 289.60 | CHF 41.90 |
| 2017 | CHF 352.60 | CHF 324.80 | CHF 27.80 |
| 2018 | CHF 396.30 | CHF 324.20 | CHF 72.10 |
| 2019 | CHF 409.70 | CHF 354.30 | CHF 55.40 |
| 2020 | CHF 420.50 | CHF 359.30 | CHF 61.20 |
| 2021 | CHF 422.90 | CHF 339.30 | CHF 83.60 |
| 2022 | CHF 422.90 | CHF 354.40 | CHF 68.50 |
| 2023 | CHF 442.60 | CHF 384.60 | CHF 58.00 |
| 2024 | CHF 485.00 | CHF 383.40 | CHF 101.60 |
| 2025 | CHF 508.60 | CHF 410.30 | CHF 98.30 |
| 2026 | CHF 527.50 | CHF 433.80 | CHF 93.70 |
Faster or slower than the rest?
Mutuel rose +65.5 % over the period, against +52.9 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2018: +12.4 % in one go. The premium did not move in 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Schaffhausen, canton by canton
Mutuel, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.