ÖKK in canton Schaffhausen: twelve years of premiums
In canton Schaffhausen, the lowest ÖKK premium went from CHF 293.30 a month in 2015 to CHF 448.10 in 2026 — a rise of +52.8 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 293.30 | CHF 283.80 | CHF 9.50 |
| 2016 | CHF 318.50 | CHF 289.60 | CHF 28.90 |
| 2017 | CHF 334.30 | CHF 324.80 | CHF 9.50 |
| 2018 | CHF 362.70 | CHF 324.20 | CHF 38.50 |
| 2019 | CHF 366.70 | CHF 354.30 | CHF 12.40 |
| 2020 | CHF 366.70 | CHF 359.30 | CHF 7.40 |
| 2021 | CHF 372.80 | CHF 339.30 | CHF 33.50 |
| 2022 | CHF 354.40 | CHF 354.40 | — |
| 2023 | CHF 384.60 | CHF 384.60 | — |
| 2024 | CHF 418.50 | CHF 383.40 | CHF 35.10 |
| 2025 | CHF 429.80 | CHF 410.30 | CHF 19.50 |
| 2026 | CHF 448.10 | CHF 433.80 | CHF 14.30 |
Faster or slower than the rest?
ÖKK rose +52.8 % over the period, at the same pace as the cheapest insurer in the same place. The gap at the start is the gap at the end.
The year that hurt — The steepest year-on-year jump was 2024: +8.8 % in one go. The premium did not move in 2020.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Schaffhausen, canton by canton
ÖKK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.