SWICA in canton Schaffhausen: twelve years of premiums
In canton Schaffhausen, the lowest SWICA premium went from CHF 316.00 a month in 2015 to CHF 470.30 in 2026 — a rise of +48.8 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 316.00 | CHF 283.80 | CHF 32.20 |
| 2016 | CHF 324.50 | CHF 289.60 | CHF 34.90 |
| 2017 | CHF 344.40 | CHF 324.80 | CHF 19.60 |
| 2018 | CHF 384.30 | CHF 324.20 | CHF 60.10 |
| 2019 | CHF 384.30 | CHF 354.30 | CHF 30.00 |
| 2020 | CHF 376.30 | CHF 359.30 | CHF 17.00 |
| 2021 | CHF 368.40 | CHF 339.30 | CHF 29.10 |
| 2022 | CHF 368.40 | CHF 354.40 | CHF 14.00 |
| 2023 | CHF 385.60 | CHF 384.60 | CHF 1.00 |
| 2024 | CHF 427.50 | CHF 383.40 | CHF 44.10 |
| 2025 | CHF 436.30 | CHF 410.30 | CHF 26.00 |
| 2026 | CHF 470.30 | CHF 433.80 | CHF 36.50 |
Faster or slower than the rest?
SWICA rose +48.8 % over the period, against +52.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +11.6 % in one go. The premium did not move in 2019, 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Schaffhausen, canton by canton
SWICA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.