AGRIeco or AGRIsmart — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with Agrisano, AGRIeco costs CHF 441.00 a month in 2026 and AGRIsmart CHF 412.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
AGRIsmart is the cheaper of the two here: CHF 344.40 saved per year against AGRIeco, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
AGRIeco is a "Group practice (HMO)" model. AGRIsmart is a "Telemedicine and others" model.
The price at every deductible
| Deductible | AGRIeco | AGRIsmart | Gap per year |
|---|---|---|---|
| 300 | CHF 441.00 | CHF 412.30 | CHF 344.40 |
| 500 | CHF 430.30 | CHF 402.20 | CHF 337.20 |
| 1'000 | CHF 403.50 | CHF 377.20 | CHF 315.60 |
| 1'500 | CHF 376.60 | CHF 352.10 | CHF 294.00 |
| 2'000 | CHF 349.80 | CHF 327.00 | CHF 273.60 |
| 2'500 | CHF 323.00 | CHF 301.90 | CHF 253.20 |
The comparison, region by region
- AGRIeco or AGRIsmart?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.