AGRIeco or AGRIsmart — Region 3, Lucerne
Region 3, Lucerne: with Agrisano, AGRIeco costs CHF 443.30 a month in 2026 and AGRIsmart CHF 414.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
AGRIsmart is the cheaper of the two here: CHF 348.00 saved per year against AGRIeco, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
AGRIeco is a "Group practice (HMO)" model. AGRIsmart is a "Telemedicine and others" model.
The price at every deductible
| Deductible | AGRIeco | AGRIsmart | Gap per year |
|---|---|---|---|
| 300 | CHF 443.30 | CHF 414.30 | CHF 348.00 |
| 500 | CHF 432.50 | CHF 404.30 | CHF 338.40 |
| 1'000 | CHF 405.70 | CHF 379.30 | CHF 316.80 |
| 1'500 | CHF 378.90 | CHF 354.10 | CHF 297.60 |
| 2'000 | CHF 352.00 | CHF 329.00 | CHF 276.00 |
| 2'500 | CHF 325.20 | CHF 304.00 | CHF 254.40 |
The comparison, region by region
- AGRIeco or AGRIsmart?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.