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AGRIeco or AGRIsmart — Region 2, Bern

Region 2, Bern: with Agrisano, AGRIeco costs CHF 531.80 a month in 2026 and AGRIsmart CHF 497.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

AGRIsmart is the cheaper of the two here: CHF 416.40 saved per year against AGRIeco, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

AGRIeco is a "Group practice (HMO)" model. AGRIsmart is a "Telemedicine and others" model.

  • AGRIeco

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • AGRIsmart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleAGRIecoAGRIsmartGap per year
300CHF 531.80CHF 497.10CHF 416.40
500CHF 521.00CHF 487.00CHF 408.00
1'000CHF 494.20CHF 462.00CHF 386.40
1'500CHF 467.40CHF 436.90CHF 366.00
2'000CHF 440.50CHF 411.80CHF 344.40
2'500CHF 413.70CHF 386.70CHF 324.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.