AGRIeco or AGRIsmart — Region 2, St. Gallen
Region 2, St. Gallen: with Agrisano, AGRIeco costs CHF 448.90 a month in 2026 and AGRIsmart CHF 419.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
AGRIsmart is the cheaper of the two here: CHF 351.60 saved per year against AGRIeco, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
AGRIeco is a "Group practice (HMO)" model. AGRIsmart is a "Telemedicine and others" model.
The price at every deductible
| Deductible | AGRIeco | AGRIsmart | Gap per year |
|---|---|---|---|
| 300 | CHF 448.90 | CHF 419.60 | CHF 351.60 |
| 500 | CHF 438.10 | CHF 409.50 | CHF 343.20 |
| 1'000 | CHF 411.30 | CHF 384.50 | CHF 321.60 |
| 1'500 | CHF 384.50 | CHF 359.40 | CHF 301.20 |
| 2'000 | CHF 357.60 | CHF 334.30 | CHF 279.60 |
| 2'500 | CHF 330.80 | CHF 309.30 | CHF 258.00 |
The comparison, region by region
- AGRIeco or AGRIsmart?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.