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AGRIeco or AGRIsmart — Thurgau

Thurgau: with Agrisano, AGRIeco costs CHF 459.60 a month in 2026 and AGRIsmart CHF 429.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

AGRIsmart is the cheaper of the two here: CHF 358.80 saved per year against AGRIeco, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

AGRIeco is a "Group practice (HMO)" model. AGRIsmart is a "Telemedicine and others" model.

  • AGRIeco

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • AGRIsmart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleAGRIecoAGRIsmartGap per year
300CHF 459.60CHF 429.70CHF 358.80
500CHF 448.90CHF 419.60CHF 351.60
1'000CHF 422.10CHF 394.60CHF 330.00
1'500CHF 395.20CHF 369.50CHF 308.40
2'000CHF 368.40CHF 344.30CHF 289.20
2'500CHF 341.60CHF 319.30CHF 267.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.