AGRIeco or AGRIsmart — Appenzell Innerrhoden
Appenzell Innerrhoden: with Agrisano, AGRIeco costs CHF 378.10 a month in 2026 and AGRIsmart CHF 353.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
AGRIsmart is the cheaper of the two here: CHF 295.20 saved per year against AGRIeco, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
AGRIeco is a "Group practice (HMO)" model. AGRIsmart is a "Telemedicine and others" model.
The price at every deductible
| Deductible | AGRIeco | AGRIsmart | Gap per year |
|---|---|---|---|
| 300 | CHF 378.10 | CHF 353.50 | CHF 295.20 |
| 500 | CHF 367.40 | CHF 343.40 | CHF 288.00 |
| 1'000 | CHF 340.60 | CHF 318.40 | CHF 266.40 |
| 1'500 | CHF 313.70 | CHF 293.30 | CHF 244.80 |
| 2'000 | CHF 286.90 | CHF 268.10 | CHF 225.60 |
| 2'500 | CHF 260.10 | CHF 243.10 | CHF 204.00 |
The comparison, region by region
- AGRIeco or AGRIsmart?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.