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AGRIeco or AGRIsmart — Obwalden

Obwalden: with Agrisano, AGRIeco costs CHF 409.50 a month in 2026 and AGRIsmart CHF 382.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

AGRIsmart is the cheaper of the two here: CHF 320.40 saved per year against AGRIeco, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

AGRIeco is a "Group practice (HMO)" model. AGRIsmart is a "Telemedicine and others" model.

  • AGRIeco

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • AGRIsmart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleAGRIecoAGRIsmartGap per year
300CHF 409.50CHF 382.80CHF 320.40
500CHF 398.70CHF 372.70CHF 312.00
1'000CHF 372.00CHF 347.70CHF 291.60
1'500CHF 345.10CHF 322.60CHF 270.00
2'000CHF 318.20CHF 297.50CHF 248.40
2'500CHF 291.50CHF 272.40CHF 229.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.