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AGRIeco or AGRIsmart — Region 3, Grisons

Region 3, Grisons: with Agrisano, AGRIeco costs CHF 435.50 a month in 2026 and AGRIsmart CHF 407.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

AGRIsmart is the cheaper of the two here: CHF 340.80 saved per year against AGRIeco, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

AGRIeco is a "Group practice (HMO)" model. AGRIsmart is a "Telemedicine and others" model.

  • AGRIeco

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • AGRIsmart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleAGRIecoAGRIsmartGap per year
300CHF 435.50CHF 407.10CHF 340.80
500CHF 424.80CHF 397.10CHF 332.40
1'000CHF 398.00CHF 372.00CHF 312.00
1'500CHF 371.10CHF 346.90CHF 290.40
2'000CHF 344.30CHF 321.80CHF 270.00
2'500CHF 317.50CHF 296.80CHF 248.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.