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AGRIeco or AGRIsmart — Region 2, Fribourg

Region 2, Fribourg: with Agrisano, AGRIeco costs CHF 481.40 a month in 2026 and AGRIsmart CHF 450.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

AGRIsmart is the cheaper of the two here: CHF 376.80 saved per year against AGRIeco, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

AGRIeco is a "Group practice (HMO)" model. AGRIsmart is a "Telemedicine and others" model.

  • AGRIeco

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • AGRIsmart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleAGRIecoAGRIsmartGap per year
300CHF 481.40CHF 450.00CHF 376.80
500CHF 470.70CHF 440.00CHF 368.40
1'000CHF 443.90CHF 414.90CHF 348.00
1'500CHF 417.00CHF 389.80CHF 326.40
2'000CHF 390.20CHF 364.70CHF 306.00
2'500CHF 363.40CHF 339.70CHF 284.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.