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AGRIeco or AGRIsmart — Region 2, Zurich

Region 2, Zurich: with Agrisano, AGRIeco costs CHF 500.60 a month in 2026 and AGRIsmart CHF 467.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

AGRIsmart is the cheaper of the two here: CHF 392.40 saved per year against AGRIeco, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

AGRIeco is a "Group practice (HMO)" model. AGRIsmart is a "Telemedicine and others" model.

  • AGRIeco

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • AGRIsmart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleAGRIecoAGRIsmartGap per year
300CHF 500.60CHF 467.90CHF 392.40
500CHF 489.80CHF 457.90CHF 382.80
1'000CHF 463.00CHF 432.80CHF 362.40
1'500CHF 436.20CHF 407.70CHF 342.00
2'000CHF 409.30CHF 382.60CHF 320.40
2'500CHF 382.50CHF 357.60CHF 298.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.