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AGRIeco or AGRIsmart — Nidwalden

Nidwalden: with Agrisano, AGRIeco costs CHF 412.30 a month in 2026 and AGRIsmart CHF 385.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

AGRIsmart is the cheaper of the two here: CHF 322.80 saved per year against AGRIeco, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

AGRIeco is a "Group practice (HMO)" model. AGRIsmart is a "Telemedicine and others" model.

  • AGRIeco

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • AGRIsmart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleAGRIecoAGRIsmartGap per year
300CHF 412.30CHF 385.40CHF 322.80
500CHF 401.50CHF 375.30CHF 314.40
1'000CHF 374.70CHF 350.30CHF 292.80
1'500CHF 347.90CHF 325.20CHF 272.40
2'000CHF 321.00CHF 300.10CHF 250.80
2'500CHF 294.20CHF 275.00CHF 230.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.