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AGRIeco or AGRIsmart — Region 3, Zurich

Region 3, Zurich: with Agrisano, AGRIeco costs CHF 457.60 a month in 2026 and AGRIsmart CHF 427.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

AGRIsmart is the cheaper of the two here: CHF 357.60 saved per year against AGRIeco, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

AGRIeco is a "Group practice (HMO)" model. AGRIsmart is a "Telemedicine and others" model.

  • AGRIeco

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • AGRIsmart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleAGRIecoAGRIsmartGap per year
300CHF 457.60CHF 427.80CHF 357.60
500CHF 446.80CHF 417.70CHF 349.20
1'000CHF 420.10CHF 392.70CHF 328.80
1'500CHF 393.20CHF 367.60CHF 307.20
2'000CHF 366.30CHF 342.50CHF 285.60
2'500CHF 339.60CHF 317.40CHF 266.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.