AGRIeco or AGRIsmart — Region 2, Lucerne
Region 2, Lucerne: with Agrisano, AGRIeco costs CHF 455.40 a month in 2026 and AGRIsmart CHF 425.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
AGRIsmart is the cheaper of the two here: CHF 356.40 saved per year against AGRIeco, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
AGRIeco is a "Group practice (HMO)" model. AGRIsmart is a "Telemedicine and others" model.
The price at every deductible
| Deductible | AGRIeco | AGRIsmart | Gap per year |
|---|---|---|---|
| 300 | CHF 455.40 | CHF 425.70 | CHF 356.40 |
| 500 | CHF 444.60 | CHF 415.60 | CHF 348.00 |
| 1'000 | CHF 417.90 | CHF 390.60 | CHF 327.60 |
| 1'500 | CHF 391.00 | CHF 365.50 | CHF 306.00 |
| 2'000 | CHF 364.10 | CHF 340.40 | CHF 284.40 |
| 2'500 | CHF 337.40 | CHF 315.40 | CHF 264.00 |
The comparison, region by region
- AGRIeco or AGRIsmart?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.