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AGRIeco or AGRIsmart — Zug

Zug: with Agrisano, AGRIeco costs CHF 358.50 a month in 2026 and AGRIsmart CHF 335.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

AGRIsmart is the cheaper of the two here: CHF 280.80 saved per year against AGRIeco, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

AGRIeco is a "Group practice (HMO)" model. AGRIsmart is a "Telemedicine and others" model.

  • AGRIeco

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • AGRIsmart

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleAGRIecoAGRIsmartGap per year
300CHF 358.50CHF 335.10CHF 280.80
500CHF 347.80CHF 325.10CHF 272.40
1'000CHF 321.00CHF 300.10CHF 250.80
1'500CHF 294.10CHF 274.90CHF 230.40
2'000CHF 267.30CHF 249.80CHF 210.00
2'500CHF 240.50CHF 224.80CHF 188.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.