AGRIeco or AGRIsmart — Region 3, Bern
Region 3, Bern: with Agrisano, AGRIeco costs CHF 478.80 a month in 2026 and AGRIsmart CHF 447.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
AGRIsmart is the cheaper of the two here: CHF 375.60 saved per year against AGRIeco, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
AGRIeco is a "Group practice (HMO)" model. AGRIsmart is a "Telemedicine and others" model.
The price at every deductible
| Deductible | AGRIeco | AGRIsmart | Gap per year |
|---|---|---|---|
| 300 | CHF 478.80 | CHF 447.50 | CHF 375.60 |
| 500 | CHF 468.00 | CHF 437.50 | CHF 366.00 |
| 1'000 | CHF 441.20 | CHF 412.50 | CHF 344.40 |
| 1'500 | CHF 414.40 | CHF 387.30 | CHF 325.20 |
| 2'000 | CHF 387.50 | CHF 362.20 | CHF 303.60 |
| 2'500 | CHF 360.70 | CHF 337.20 | CHF 282.00 |
The comparison, region by region
- AGRIeco or AGRIsmart?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.