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Combi Care or Tel Doc — Region 1, Bern

Region 1, Bern: with Galenos, Combi Care costs CHF 645.80 a month in 2026 and Tel Doc CHF 663.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 213.60 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 645.80CHF 663.60CHF 213.60
500CHF 634.20CHF 652.00CHF 213.60
1'000CHF 605.00CHF 622.80CHF 213.60
1'500CHF 575.80CHF 593.60CHF 213.60
2'000CHF 546.70CHF 564.50CHF 213.60
2'500CHF 517.50CHF 535.30CHF 213.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.