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Combi Care or Tel Doc — Uri

Uri: with Galenos, Combi Care costs CHF 462.40 a month in 2026 and Tel Doc CHF 473.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 133.20 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 462.40CHF 473.50CHF 133.20
500CHF 450.70CHF 461.80CHF 133.20
1'000CHF 421.60CHF 432.70CHF 133.20
1'500CHF 392.40CHF 403.50CHF 133.20
2'000CHF 363.20CHF 374.30CHF 133.20
2'500CHF 334.10CHF 345.20CHF 133.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.