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Combi Care or Tel Doc — Zug

Zug: with Galenos, Combi Care costs CHF 360.70 a month in 2026 and Tel Doc CHF 393.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 398.40 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 360.70CHF 393.90CHF 398.40
500CHF 349.00CHF 382.20CHF 398.40
1'000CHF 319.90CHF 353.00CHF 397.20
1'500CHF 290.70CHF 323.90CHF 398.40
2'000CHF 261.50CHF 294.70CHF 398.40
2'500CHF 232.40CHF 265.50CHF 397.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.