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Combi Care or Tel Doc — Region 2, Fribourg

Region 2, Fribourg: with Galenos, Combi Care costs CHF 479.50 a month in 2026 and Tel Doc CHF 535.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 675.60 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 479.50CHF 535.80CHF 675.60
500CHF 467.80CHF 524.20CHF 676.80
1'000CHF 438.60CHF 495.00CHF 676.80
1'500CHF 409.50CHF 465.80CHF 675.60
2'000CHF 380.30CHF 436.70CHF 676.80
2'500CHF 351.10CHF 407.50CHF 676.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.