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Combi Care or Tel Doc — Region 2, Vaud

Region 2, Vaud: with Galenos, Combi Care costs CHF 553.60 a month in 2026 and Tel Doc CHF 595.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 505.20 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 553.60CHF 595.70CHF 505.20
500CHF 541.90CHF 584.00CHF 505.20
1'000CHF 512.80CHF 554.90CHF 505.20
1'500CHF 483.60CHF 525.70CHF 505.20
2'000CHF 454.40CHF 496.50CHF 505.20
2'500CHF 425.30CHF 467.40CHF 505.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.