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Combi Care or Tel Doc — Thurgau

Thurgau: with Galenos, Combi Care costs CHF 452.80 a month in 2026 and Tel Doc CHF 485.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 396.00 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 452.80CHF 485.80CHF 396.00
500CHF 441.20CHF 474.10CHF 394.80
1'000CHF 412.00CHF 444.90CHF 394.80
1'500CHF 382.80CHF 415.80CHF 396.00
2'000CHF 353.70CHF 386.60CHF 394.80
2'500CHF 324.50CHF 357.40CHF 394.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.