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Combi Care or Tel Doc — Nidwalden

Nidwalden: with Galenos, Combi Care costs CHF 448.50 a month in 2026 and Tel Doc CHF 464.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 188.40 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 448.50CHF 464.20CHF 188.40
500CHF 436.80CHF 452.60CHF 189.60
1'000CHF 407.70CHF 423.40CHF 188.40
1'500CHF 378.50CHF 394.20CHF 188.40
2'000CHF 349.30CHF 365.10CHF 189.60
2'500CHF 320.20CHF 335.90CHF 188.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.