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Combi Care or Tel Doc — Region 2, Bern

Region 2, Bern: with Galenos, Combi Care costs CHF 551.70 a month in 2026 and Tel Doc CHF 569.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 208.80 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 551.70CHF 569.10CHF 208.80
500CHF 540.00CHF 557.40CHF 208.80
1'000CHF 510.80CHF 528.30CHF 210.00
1'500CHF 481.70CHF 499.10CHF 208.80
2'000CHF 452.50CHF 469.90CHF 208.80
2'500CHF 423.30CHF 440.80CHF 210.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.