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Combi Care or Tel Doc — Region 1, Vaud

Region 1, Vaud: with Galenos, Combi Care costs CHF 583.10 a month in 2026 and Tel Doc CHF 641.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 698.40 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 583.10CHF 641.30CHF 698.40
500CHF 571.40CHF 629.70CHF 699.60
1'000CHF 542.20CHF 600.50CHF 699.60
1'500CHF 513.10CHF 571.30CHF 698.40
2'000CHF 483.90CHF 542.20CHF 699.60
2'500CHF 454.70CHF 513.00CHF 699.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.