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Combi Care or Tel Doc — Region 1, Zurich

Region 1, Zurich: with Galenos, Combi Care costs CHF 628.50 a month in 2026 and Tel Doc CHF 650.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 260.40 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 628.50CHF 650.20CHF 260.40
500CHF 616.80CHF 638.50CHF 260.40
1'000CHF 587.70CHF 609.40CHF 260.40
1'500CHF 558.50CHF 580.20CHF 260.40
2'000CHF 529.30CHF 551.00CHF 260.40
2'500CHF 500.20CHF 521.90CHF 260.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.