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Combi Care or Tel Doc — Region 1, Fribourg

Region 1, Fribourg: with Galenos, Combi Care costs CHF 532.70 a month in 2026 and Tel Doc CHF 607.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 897.60 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 532.70CHF 607.50CHF 897.60
500CHF 521.00CHF 595.80CHF 897.60
1'000CHF 491.90CHF 566.60CHF 896.40
1'500CHF 462.70CHF 537.50CHF 897.60
2'000CHF 433.50CHF 508.30CHF 897.60
2'500CHF 404.40CHF 479.10CHF 896.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.