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Combi Care or Tel Doc — Region 1, Valais

Region 1, Valais: with Galenos, Combi Care costs CHF 501.70 a month in 2026 and Tel Doc CHF 524.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 274.80 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 501.70CHF 524.60CHF 274.80
500CHF 490.10CHF 512.90CHF 273.60
1'000CHF 460.90CHF 483.70CHF 273.60
1'500CHF 431.70CHF 454.60CHF 274.80
2'000CHF 402.60CHF 425.40CHF 273.60
2'500CHF 373.40CHF 396.20CHF 273.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.