Skip to content
Sophie

Combi Care or Tel Doc — Region 1, St. Gallen

Region 1, St. Gallen: with Galenos, Combi Care costs CHF 498.00 a month in 2026 and Tel Doc CHF 539.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 496.80 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 498.00CHF 539.40CHF 496.80
500CHF 486.40CHF 527.80CHF 496.80
1'000CHF 457.20CHF 498.60CHF 496.80
1'500CHF 428.00CHF 469.40CHF 496.80
2'000CHF 398.90CHF 440.30CHF 496.80
2'500CHF 369.70CHF 411.10CHF 496.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.