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Combi Care or Tel Doc — Neuchâtel

Neuchâtel: with Galenos, Combi Care costs CHF 587.30 a month in 2026 and Tel Doc CHF 660.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 877.20 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 587.30CHF 660.40CHF 877.20
500CHF 575.60CHF 648.70CHF 877.20
1'000CHF 546.50CHF 619.60CHF 877.20
1'500CHF 517.30CHF 590.40CHF 877.20
2'000CHF 488.10CHF 561.20CHF 877.20
2'500CHF 459.00CHF 532.10CHF 877.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.