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Combi Care or Tel Doc — Obwalden

Obwalden: with Galenos, Combi Care costs CHF 445.40 a month in 2026 and Tel Doc CHF 457.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 145.20 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 445.40CHF 457.50CHF 145.20
500CHF 433.80CHF 445.80CHF 144.00
1'000CHF 404.60CHF 416.70CHF 145.20
1'500CHF 375.40CHF 387.50CHF 145.20
2'000CHF 346.30CHF 358.30CHF 144.00
2'500CHF 317.10CHF 329.20CHF 145.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.