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Mutuel PrimaCare — Uri

Uri: the PrimaCare model from Mutuel costs CHF 501.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 501.60, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, PrimaCare costs CHF 595.20 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 501.60CHF 466.50
500CHF 490.10CHF 455.80
1'000CHF 461.10CHF 428.90
1'500CHF 431.60CHF 401.40
2'000CHF 402.60CHF 374.50
2'500CHF 373.60CHF 347.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 365.30CHF 339.80
500CHF 353.80CHF 329.10
1'000CHF 324.80CHF 302.10
1'500CHF 295.30CHF 274.70
2'000CHF 266.30CHF 247.70
2'500CHF 237.30CHF 220.70

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 106.50CHF 99.10
100CHF 100.70CHF 93.70
200CHF 94.90CHF 88.30
300CHF 89.00CHF 82.80
400CHF 83.20CHF 77.40
500CHF 77.40CHF 72.00
600CHF 71.50CHF 66.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.