Mutuel PrimaCare — Region 1, Vaud
Region 1, Vaud: the PrimaCare model from Mutuel costs CHF 653.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 653.40, PrimaCare is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 775.20 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 653.40 | CHF 607.70 |
| 500 | CHF 641.90 | CHF 597.00 |
| 1'000 | CHF 612.90 | CHF 570.00 |
| 1'500 | CHF 583.40 | CHF 542.60 |
| 2'000 | CHF 554.40 | CHF 515.60 |
| 2'500 | CHF 525.40 | CHF 488.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 482.60 | CHF 448.80 |
| 500 | CHF 471.10 | CHF 438.10 |
| 1'000 | CHF 442.10 | CHF 411.20 |
| 1'500 | CHF 412.60 | CHF 383.70 |
| 2'000 | CHF 383.60 | CHF 356.80 |
| 2'500 | CHF 354.60 | CHF 329.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 166.10 | CHF 154.50 |
| 100 | CHF 160.30 | CHF 149.10 |
| 200 | CHF 154.50 | CHF 143.70 |
| 300 | CHF 148.60 | CHF 138.20 |
| 400 | CHF 142.80 | CHF 132.80 |
| 500 | CHF 137.00 | CHF 127.40 |
| 600 | CHF 131.10 | CHF 121.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.