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Mutuel PrimaCare — Region 2, Vaud

Region 2, Vaud: the PrimaCare model from Mutuel costs CHF 614.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 614.20, PrimaCare is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, PrimaCare costs CHF 729.60 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 614.20CHF 571.20
500CHF 602.70CHF 560.50
1'000CHF 573.70CHF 533.60
1'500CHF 544.20CHF 506.10
2'000CHF 515.20CHF 479.20
2'500CHF 486.20CHF 452.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 453.70CHF 421.90
500CHF 442.20CHF 411.20
1'000CHF 413.20CHF 384.30
1'500CHF 383.70CHF 356.80
2'000CHF 354.70CHF 329.80
2'500CHF 325.70CHF 302.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 156.20CHF 145.20
100CHF 150.40CHF 139.80
200CHF 144.60CHF 134.40
300CHF 138.70CHF 129.00
400CHF 132.90CHF 123.60
500CHF 127.10CHF 118.20
600CHF 121.20CHF 112.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.