Mutuel PrimaCare — Zug
Zug: the PrimaCare model from Mutuel costs CHF 378.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 378.60, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 448.80 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 378.60 | CHF 352.10 |
| 500 | CHF 367.10 | CHF 341.40 |
| 1'000 | CHF 338.10 | CHF 314.40 |
| 1'500 | CHF 308.60 | CHF 287.00 |
| 2'000 | CHF 279.60 | CHF 260.00 |
| 2'500 | CHF 250.60 | CHF 233.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 268.80 | CHF 250.00 |
| 500 | CHF 257.30 | CHF 239.30 |
| 1'000 | CHF 228.30 | CHF 212.30 |
| 1'500 | CHF 198.80 | CHF 184.90 |
| 2'000 | CHF 169.80 | CHF 157.90 |
| 2'500 | CHF 159.80 | CHF 148.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 91.20 | CHF 84.80 |
| 100 | CHF 85.40 | CHF 79.50 |
| 200 | CHF 79.60 | CHF 74.10 |
| 300 | CHF 73.70 | CHF 68.60 |
| 400 | CHF 67.90 | CHF 63.20 |
| 500 | CHF 62.10 | CHF 57.80 |
| 600 | CHF 56.20 | CHF 52.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.