Mutuel PrimaCare — Region 1, Zurich
Region 1, Zurich: the PrimaCare model from Mutuel costs CHF 582.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 582.30, PrimaCare is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 690.00 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 582.30 | CHF 541.50 |
| 500 | CHF 570.80 | CHF 530.80 |
| 1'000 | CHF 541.80 | CHF 503.80 |
| 1'500 | CHF 512.30 | CHF 476.40 |
| 2'000 | CHF 483.30 | CHF 449.40 |
| 2'500 | CHF 454.30 | CHF 422.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 447.80 | CHF 416.40 |
| 500 | CHF 436.30 | CHF 405.70 |
| 1'000 | CHF 407.30 | CHF 378.80 |
| 1'500 | CHF 377.80 | CHF 351.30 |
| 2'000 | CHF 348.80 | CHF 324.40 |
| 2'500 | CHF 319.80 | CHF 297.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 142.50 | CHF 132.50 |
| 100 | CHF 136.70 | CHF 127.10 |
| 200 | CHF 130.90 | CHF 121.70 |
| 300 | CHF 125.00 | CHF 116.20 |
| 400 | CHF 119.20 | CHF 110.80 |
| 500 | CHF 113.40 | CHF 105.40 |
| 600 | CHF 107.50 | CHF 99.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.