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Mutuel PrimaCare — Region 2, Zurich

Region 2, Zurich: the PrimaCare model from Mutuel costs CHF 559.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 559.00, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, PrimaCare costs CHF 663.60 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 559.00CHF 519.90
500CHF 547.50CHF 509.20
1'000CHF 518.50CHF 482.20
1'500CHF 489.00CHF 454.80
2'000CHF 460.00CHF 427.80
2'500CHF 431.00CHF 400.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 429.90CHF 399.80
500CHF 418.40CHF 389.10
1'000CHF 389.40CHF 362.10
1'500CHF 359.90CHF 334.70
2'000CHF 330.90CHF 307.70
2'500CHF 301.90CHF 280.70

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 136.80CHF 127.20
100CHF 131.00CHF 121.80
200CHF 125.20CHF 116.40
300CHF 119.30CHF 110.90
400CHF 113.50CHF 105.50
500CHF 107.70CHF 100.10
600CHF 101.80CHF 94.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.