Mutuel PrimaCare — Region 3, Zurich
Region 3, Zurich: the PrimaCare model from Mutuel costs CHF 518.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 518.20, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 615.60 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 518.20 | CHF 482.00 |
| 500 | CHF 506.70 | CHF 471.30 |
| 1'000 | CHF 477.70 | CHF 444.30 |
| 1'500 | CHF 448.20 | CHF 416.90 |
| 2'000 | CHF 419.20 | CHF 389.90 |
| 2'500 | CHF 390.20 | CHF 362.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 398.50 | CHF 370.60 |
| 500 | CHF 387.00 | CHF 359.90 |
| 1'000 | CHF 358.00 | CHF 333.00 |
| 1'500 | CHF 328.50 | CHF 305.50 |
| 2'000 | CHF 299.50 | CHF 278.60 |
| 2'500 | CHF 270.50 | CHF 251.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 126.80 | CHF 117.90 |
| 100 | CHF 121.00 | CHF 112.50 |
| 200 | CHF 115.20 | CHF 107.10 |
| 300 | CHF 109.30 | CHF 101.70 |
| 400 | CHF 103.50 | CHF 96.30 |
| 500 | CHF 97.70 | CHF 90.90 |
| 600 | CHF 91.80 | CHF 85.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.