Mutuel PrimaFlex — Aargau
Aargau: the PrimaFlex model from Mutuel costs CHF 512.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 512.30, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 1'083.60 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 512.30 | CHF 476.40 |
| 500 | CHF 501.30 | CHF 466.20 |
| 1'000 | CHF 473.80 | CHF 440.60 |
| 1'500 | CHF 445.80 | CHF 414.60 |
| 2'000 | CHF 418.20 | CHF 388.90 |
| 2'500 | CHF 390.70 | CHF 363.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 374.80 | CHF 348.60 |
| 500 | CHF 363.30 | CHF 337.90 |
| 1'000 | CHF 334.30 | CHF 310.90 |
| 1'500 | CHF 304.80 | CHF 283.50 |
| 2'000 | CHF 275.80 | CHF 256.50 |
| 2'500 | CHF 246.80 | CHF 229.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 131.00 | CHF 121.80 |
| 100 | CHF 125.20 | CHF 116.40 |
| 200 | CHF 119.40 | CHF 111.00 |
| 300 | CHF 113.50 | CHF 105.60 |
| 400 | CHF 107.70 | CHF 100.20 |
| 500 | CHF 101.90 | CHF 94.80 |
| 600 | CHF 96.00 | CHF 89.30 |
The price, region by region
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.