Mutuel PrimaFlex — Nidwalden
Nidwalden: the PrimaFlex model from Mutuel costs CHF 512.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 512.90, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 818.40 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 512.90 | CHF 477.00 |
| 500 | CHF 501.90 | CHF 466.70 |
| 1'000 | CHF 474.40 | CHF 441.20 |
| 1'500 | CHF 446.40 | CHF 415.10 |
| 2'000 | CHF 418.80 | CHF 389.50 |
| 2'500 | CHF 391.30 | CHF 363.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 365.50 | CHF 339.90 |
| 500 | CHF 354.00 | CHF 329.20 |
| 1'000 | CHF 325.00 | CHF 302.20 |
| 1'500 | CHF 295.50 | CHF 274.80 |
| 2'000 | CHF 266.50 | CHF 247.80 |
| 2'500 | CHF 237.50 | CHF 220.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 124.90 | CHF 116.20 |
| 100 | CHF 119.10 | CHF 110.80 |
| 200 | CHF 113.30 | CHF 105.40 |
| 300 | CHF 107.40 | CHF 99.90 |
| 400 | CHF 101.60 | CHF 94.50 |
| 500 | CHF 95.80 | CHF 89.10 |
| 600 | CHF 89.90 | CHF 83.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.