Mutuel PrimaFlex — Region 1, Grisons
Region 1, Grisons: the PrimaFlex model from Mutuel costs CHF 483.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 483.70, PrimaFlex is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 771.60 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 483.70 | CHF 449.80 |
| 500 | CHF 472.70 | CHF 439.60 |
| 1'000 | CHF 445.20 | CHF 414.00 |
| 1'500 | CHF 417.20 | CHF 388.00 |
| 2'000 | CHF 389.60 | CHF 362.30 |
| 2'500 | CHF 362.10 | CHF 336.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 349.70 | CHF 325.20 |
| 500 | CHF 338.20 | CHF 314.50 |
| 1'000 | CHF 309.20 | CHF 287.60 |
| 1'500 | CHF 279.70 | CHF 260.10 |
| 2'000 | CHF 250.70 | CHF 233.20 |
| 2'500 | CHF 221.70 | CHF 206.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 134.40 | CHF 125.00 |
| 100 | CHF 128.60 | CHF 119.60 |
| 200 | CHF 122.80 | CHF 114.20 |
| 300 | CHF 116.90 | CHF 108.80 |
| 400 | CHF 111.10 | CHF 103.40 |
| 500 | CHF 105.30 | CHF 98.00 |
| 600 | CHF 99.40 | CHF 92.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.