Mutuel PrimaFlex — Thurgau
Thurgau: the PrimaFlex model from Mutuel costs CHF 489.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 489.90, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 782.40 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 489.90 | CHF 455.60 |
| 500 | CHF 478.90 | CHF 445.40 |
| 1'000 | CHF 451.40 | CHF 419.80 |
| 1'500 | CHF 423.40 | CHF 393.80 |
| 2'000 | CHF 395.80 | CHF 368.10 |
| 2'500 | CHF 368.30 | CHF 342.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 365.10 | CHF 339.60 |
| 500 | CHF 353.60 | CHF 328.90 |
| 1'000 | CHF 324.60 | CHF 301.90 |
| 1'500 | CHF 295.10 | CHF 274.50 |
| 2'000 | CHF 266.10 | CHF 247.50 |
| 2'500 | CHF 237.10 | CHF 220.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 124.30 | CHF 115.60 |
| 100 | CHF 118.50 | CHF 110.20 |
| 200 | CHF 112.70 | CHF 104.80 |
| 300 | CHF 106.80 | CHF 99.30 |
| 400 | CHF 101.00 | CHF 93.90 |
| 500 | CHF 95.20 | CHF 88.50 |
| 600 | CHF 89.30 | CHF 83.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.