Mutuel PrimaFlex — Basel-Stadt
Basel-Stadt: the PrimaFlex model from Mutuel costs CHF 604.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 604.00, PrimaFlex is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 1'082.40 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 604.00 | CHF 561.70 |
| 500 | CHF 593.00 | CHF 551.50 |
| 1'000 | CHF 565.50 | CHF 525.90 |
| 1'500 | CHF 537.50 | CHF 499.90 |
| 2'000 | CHF 509.90 | CHF 474.20 |
| 2'500 | CHF 482.40 | CHF 448.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 431.80 | CHF 401.50 |
| 500 | CHF 420.30 | CHF 390.80 |
| 1'000 | CHF 391.30 | CHF 363.90 |
| 1'500 | CHF 361.80 | CHF 336.40 |
| 2'000 | CHF 332.80 | CHF 309.50 |
| 2'500 | CHF 303.80 | CHF 282.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 156.90 | CHF 145.90 |
| 100 | CHF 151.10 | CHF 140.50 |
| 200 | CHF 145.30 | CHF 135.10 |
| 300 | CHF 139.40 | CHF 129.60 |
| 400 | CHF 133.60 | CHF 124.20 |
| 500 | CHF 127.80 | CHF 118.80 |
| 600 | CHF 121.90 | CHF 113.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.