Mutuel PrimaFlex — Region 2, Grisons
Region 2, Grisons: the PrimaFlex model from Mutuel costs CHF 471.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 471.60, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 418.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 752.40 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 471.60 | CHF 438.60 |
| 500 | CHF 460.60 | CHF 428.30 |
| 1'000 | CHF 433.10 | CHF 402.80 |
| 1'500 | CHF 405.10 | CHF 376.70 |
| 2'000 | CHF 377.50 | CHF 351.10 |
| 2'500 | CHF 350.00 | CHF 325.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 341.00 | CHF 317.10 |
| 500 | CHF 329.50 | CHF 306.40 |
| 1'000 | CHF 300.50 | CHF 279.40 |
| 1'500 | CHF 271.00 | CHF 252.00 |
| 2'000 | CHF 242.00 | CHF 225.00 |
| 2'500 | CHF 213.00 | CHF 198.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 131.10 | CHF 121.90 |
| 100 | CHF 125.30 | CHF 116.50 |
| 200 | CHF 119.50 | CHF 111.10 |
| 300 | CHF 113.60 | CHF 105.60 |
| 400 | CHF 107.80 | CHF 100.20 |
| 500 | CHF 102.00 | CHF 94.80 |
| 600 | CHF 96.10 | CHF 89.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.