Mutuel PrimaFlex — Geneva
Geneva: the PrimaFlex model from Mutuel costs CHF 652.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 652.60, PrimaFlex is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 1'195.20 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 652.60 | CHF 606.90 |
| 500 | CHF 641.60 | CHF 596.70 |
| 1'000 | CHF 614.10 | CHF 571.10 |
| 1'500 | CHF 586.10 | CHF 545.10 |
| 2'000 | CHF 558.50 | CHF 519.40 |
| 2'500 | CHF 531.00 | CHF 493.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 465.80 | CHF 433.20 |
| 500 | CHF 454.30 | CHF 422.50 |
| 1'000 | CHF 425.30 | CHF 395.60 |
| 1'500 | CHF 395.80 | CHF 368.10 |
| 2'000 | CHF 366.80 | CHF 341.20 |
| 2'500 | CHF 337.80 | CHF 314.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 169.50 | CHF 157.60 |
| 100 | CHF 163.70 | CHF 152.20 |
| 200 | CHF 157.90 | CHF 146.80 |
| 300 | CHF 152.00 | CHF 141.30 |
| 400 | CHF 146.20 | CHF 135.90 |
| 500 | CHF 140.40 | CHF 130.50 |
| 600 | CHF 134.50 | CHF 125.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.