Mutuel PrimaFlex — Obwalden
Obwalden: the PrimaFlex model from Mutuel costs CHF 442.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 442.10, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 705.60 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 442.10 | CHF 411.20 |
| 500 | CHF 431.10 | CHF 400.90 |
| 1'000 | CHF 403.60 | CHF 375.30 |
| 1'500 | CHF 375.60 | CHF 349.30 |
| 2'000 | CHF 348.00 | CHF 323.60 |
| 2'500 | CHF 320.50 | CHF 298.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 321.70 | CHF 299.20 |
| 500 | CHF 310.20 | CHF 288.50 |
| 1'000 | CHF 281.20 | CHF 261.60 |
| 1'500 | CHF 251.70 | CHF 234.10 |
| 2'000 | CHF 222.70 | CHF 207.20 |
| 2'500 | CHF 196.50 | CHF 182.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 112.50 | CHF 104.60 |
| 100 | CHF 106.70 | CHF 99.20 |
| 200 | CHF 100.90 | CHF 93.80 |
| 300 | CHF 95.00 | CHF 88.30 |
| 400 | CHF 89.20 | CHF 82.90 |
| 500 | CHF 83.40 | CHF 77.50 |
| 600 | CHF 77.50 | CHF 72.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.